Terms and Conditions

Effective Date: May 21, 2026

Last Updated: May 21, 2026

Welcome to Fact Library (https://factlibrary.com.ng/). These Terms and Conditions outline the rules and regulations for using our website.

By accessing this website, we assume you accept these terms and conditions in full. Do not continue to use Fact Library if you do not agree to all of the terms stated on this page.

1. Intellectual Property Rights

Unless otherwise stated, Fact Library and/or its licensors own the intellectual property rights for all material on this website. All intellectual property rights are reserved.

You may view, download, and print pages from the website for your own personal, non-commercial use, subject to the restrictions set below.

You must not:

  • Repost, republish, or duplicate our articles, prayers, or study guides on another website without our written permission.
  • Sell, rent, or sub-license material from Fact Library.
  • Reproduce, duplicate, or copy material for commercial purposes.

2. User Comments and Content

Certain parts of this website may offer the opportunity for users to post opinions, questions, or information (such as in comment sections).

  • Fact Library does not filter, edit, publish, or review comments before they appear on the website. Comments do not reflect the views or opinions of Fact Library, its writers, or its affiliates.
  • To maintain a respectful Christian environment, we reserve the right to monitor all comments and to remove any comments that we consider inappropriate, offensive, misleading, or in breach of these Terms and Conditions.

3. Hyperlinking to Our Content

Organizations, including churches, ministries, search engines, and news organizations, may link to our home page or to our articles without prior written approval, provided that the link:

  • Is not in any way misleading.
  • Does not falsely imply sponsorship, endorsement, or approval of the linking party and its products or services.
  • Fits within the context of the linking party’s site.

4. Content Liability

We are not responsible or liable for any content that appears on your website if you link to us. You agree to protect and defend us against all claims arising out of or based upon your website. No link(s) should appear on any page that contains content that may be interpreted as libelous, obscene, or criminal.

5. Future Advertisements and External Links

To support our platform and keep our content free for everyone, Fact Library intends to partner with third-party advertising networks, such as Google AdSense, to display advertisements on our website in the future.

  • Once active, these advertisements or our articles may contain links to external, third-party websites.
  • We do not control, endorse, or guarantee the products, services, or content offered by any future advertisers or external links.
  • Any interactions you have with third-party advertisers found through our site are solely between you and the advertiser.

6. Disclaimer of Warranties and Limitation of Liability

This website is provided on an “as is” and “as available” basis. Fact Library makes no representations or warranties of any kind, express or implied, as to the operation of this site or the information, content, or materials included on it.

To the full extent permissible by applicable law, Fact Library disclaims all warranties and will not be liable for any damages of any kind arising from the use of this website.

7. Changes to These Terms

Fact Library reserves the right to revise these Terms and Conditions at any time. By using this website, you are expected to review these terms regularly to ensure you understand all rules governing the use of our platform.

Contact Us

If you have any questions or require clarification regarding any of these Terms, please feel free to reach out to us:

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